Fake credit repair services are companies that promise to fix your credit for a fee, but often do not deliver on their promises. These companies often use deceptive tactics such as guaranteeing a specific result, charging high fees for their services, or promising to remove accurate information from your credit report. They may also use illegal tactics like creating a new credit identity, or falsely claiming to be associated with the government. Consumers should watch out for these companies, as they do not offer legitimate services and may result in additional financial harm.

Fake credit card offers are yet another type of fraud in which scammers attempt to solicit personal information or money by offering a fake credit card. Victims are often asked to provide their name, address, date of birth, Social Security number, and other personal information in order to receive the fake credit card. In some cases, victims may also be asked to pay an upfront fee in order to receive their “credit card.” Victims should be suspicious of any offer that requires upfront payment and should never provide personal information to any unsolicited source.